We offer tailored commercial mortgage solutions designed for both investors and owner-occupiers. Our expertise spans a wide range of asset types, including retail spaces, office buildings, healthcare facilities, leisure properties, and student accommodation. Whether the property is entirely commercial or includes residential units above.
We recognise that property ownership can take many forms, from personal names to SPVs, trusts, or offshore entities. Whatever the structure, we’re equipped to support you with a flexible and knowledgeable approach.
A short online form or a call with an adviser. No credit check at this stage.
We compare the market, package your case and manage the application through to approval.
Legal work completes and the money is released, so you can acquire the asset or unlock capital.
“Bondsman Financial services and especially Raffaele Graci gave me and my company exception service. It is a pleasure doing business with them”Bright Ideas · Google
“Raff and the team are amazing at what they do. Happy to answer any questions that you have and are quick to respond.”Lorraine Kokas · Google
“Exceptional service provided 👍”Eren Guner · Google
If you can’t find your question here, contact us and an adviser will get back to you.
Contact usOpco-propco arrangements allow the operating company to rent or lease property from the property company
The maximum term available on a commercial term loan is 25 years. This however depends on if you take out an interest only or a capital repayment. If an interest only is taken out the maximum term is 10 years
Yes, 100% mortgages are available, subject to case by case assessment. The key factors reviewed include the tenancy agreement in place and the intended use of the property.
These mortgages are typically available to: Individual investors / Limited companies or SPVs (Special Purpose Vehicles) / LLPs and partnerships / Trusts or pension schemes (e.g., SSAS/SIPP)
Typically, the fees include arrangement fees, property valuation fees, and legal fees.
Yes, but it will limit lender options. Lenders prefer tenanted properties with a proven rental income. A strong experience in property lettings or future tenancy agreements may be required.
Send us the details and an adviser will come back to you with options.
