Financial Services
Bondsmore Financial Services Ltd is a UK-based company offering financial solutions and advisory services.
Commercial Mortgage
We offer tailored commercial mortgage solutions designed for both investors and owner-occupiers. Our expertise spans a wide range of asset types, including retail spaces, office buildings, healthcare facilities, leisure properties, and student accommodation. Whether the property is entirely commercial or includes residential units above.
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Business Property
We recognise that property ownership can take many forms, from personal names to SPVs, trusts, or offshore entities. Whatever the structure, we’re equipped to support you with a flexible and knowledgeable approach.
Booking Form
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What We Offer
Secure the Right Mortgage for Your Business Property
Key Advantages
- Enhanced Return on Investment: Utilise lender capital alongside your own to amplify your return on capital employed and accelerate portfolio growth.
- Diversified Income Streams: Mitigate risk by investing across multiple asset types, helping to strengthen returns and reduce reliance on a single property class.
- Optimised Tax Position: With the appropriate structure in place, mortgage interest can be offset against rental income to enhance tax efficiency.
- Flexible Repayment Solutions: Choose from interest-only, capital repayment, or a blended approach, ideal for assets requiring initial refurbishment or improvement.
- Equity Release Opportunities: Tap into the increased value or rental income of existing properties to raise capital through refinancing.
Years of Experience
0
+
Bondsomre delivers proven results in business and property finance.
Why Choose us?
Completion, Guaranteed
We’re with you every step of the way, from your first enquiry through to funding and beyond. Whether it's your first deal or your fifth, we're committed to building a lasting partnership.
Zero Upfront Fees
We believe in honest, straightforward advice. No upfront costs. No hidden surprises. Just clear, expert guidance from the start.
Fast, Reliable Decisions
Need an answer fast? We can deliver a decision in principle within 24 hours, helping you move quickly and confidently.
Access to Exclusive Rates
Our broker status and lender relationships mean we unlock competitive, market-leading terms you won’t find on the high street.
Funding from £100K to £25M+
Whether you’re financing a single unit or a large portfolio, we can tailor funding to match your needs.
Flexible Loan-to-Value Options
Up to 75% LTV as standard, with up to 100% available in the right circumstances, we structure deals to fit your needs.
Wide Range of Property Types Funded
From trading businesses and investment assets to complex mixed-use or specialist properties, we have a solution.
FAQs
We’re here to help. If you can’t find your question here contact us and we’ll get back to you.
What is an Opco Proco
Opco-propco arrangements allow the operating company to rent or lease property from the property company
What is the maximum term available to me
The maximum term available on a commercial term loan is 25 years. This however depends on if you take out an interest only or a capital repayment. If an interest only is taken out the maximum term is 10 years
Can I get a 100% mortgage
Can I get a 100% mortgage
Who can apply for a commercial investment mortgage
These mortgages are typically available to: Individual investors / Limited companies or SPVs (Special Purpose Vehicles) / LLPs and partnerships / Trusts or pension schemes (e.g., SSAS/SIPP)
What fees are involved
Some lenders can provide decisions and funds within 24–72 hours
Can I get a commercial mortgage on a vacant property
Yes, but it will limit lender options. Lenders prefer tenanted properties with a proven rental income. A strong experience in property lettings or future tenancy agreements may be required.
We're here to help
Fill out the form below, and our team will get back to you as soon as possible. Whether it's about our products, services, or general inquiries, we're here to assist you.
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