Financial Services
Bondsmore Financial Services Ltd is a UK-based company offering financial solutions and advisory services.
Bridging Finance
Bridging Finance offers a flexible and efficient way to secure, refinance, or release equity from property or land. Particularly when traditional funding routes fall short.
Bridging Finance: Fast & Flexible Financing Solutions
This fast access solution can be arranged against a wide range of asset types, on both a first and second charge basis, making it ideal for time sensitive opportunities or complex financial structures.
Booking Form
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What We Offer
Secure the Right Mortgage for Your Business Property
Key Features
- Up to 80% available
- Rates from 0.55% per month
- No exit fees
- 24 month terms available
- Interest can be retained, rolled up or serviced
- Regulated (for personal home) or unregulated loans available
- Residential and commercial bridging
- Whole of market fully advised service available
- Access to Bondsmore exclusives
Years of Experience
0
+
Bondsomre delivers proven results in business and property finance.
Why Choose us?
Completion, Guaranteed
We’re with you every step of the way, from your first enquiry through to funding and beyond. Whether it's your first deal or your fifth, we're committed to building a lasting partnership.
Zero Upfront Fees
We believe in honest, straightforward advice. No upfront costs. No hidden surprises. Just clear, expert guidance from the start.
Fast, Reliable Decisions
Need an answer fast? We can deliver a decision in principle within 24 hours, helping you move quickly and confidently.
Access to Exclusive Rates
Our broker status and lender relationships mean we unlock competitive, market-leading terms you won’t find on the high street.
Funding from £100K to £25M+
Whether you’re financing a single unit or a large portfolio, we can tailor funding to match your needs.
Flexible Loan-to-Value Options
Up to 75% LTV as standard, with up to 100% available in the right circumstances, we structure deals to fit your needs.
Wide Range of Property Types Funded
From trading businesses and investment assets to complex mixed-use or specialist properties, we have a solution.
FAQs
We’re here to help. If you can’t find your question here contact us and we’ll get back to you.
When would I use a bridging loan?
Bridging loans are commonly used for: Property purchases at auction / Refurbishment or conversion projects / Buying below market value (BMV) properties / Chain break solutions / Capital raising on existing property / Unmortgageable properties (e.g. no kitchen or bathroom) / Land purchases with or without planning permission
What are the typical terms of a bridging loan?
Bridging loans are short-term, usually between 3 to 24 months, with most borrowers exiting within 6–12 months via refinance or sale.
Do I need to make monthly payments?
Not usually. Many bridging loans are rolled up, meaning interest is added to the loan and repaid at the end, improving short-term cash flow.
Can I get a bridging loan with bad credit or no income?
Yes, bridging finance is often asset-based, meaning decisions are made on the value and exit strategy rather than credit score or income. However, every lender has different criteria.
What is an “exit strategy” and why is it important?
An exit strategy is how you intend to repay the loan, for example, by selling the property or refinancing onto a long-term mortgage. A clear, realistic exit is crucial for lender approval.
Are there fees involved?
Yes. Common fees include: Arrangement fees / Valuation fees / Legal fees / Exit fees (depending on the lender) / Broker fees
We're here to help
Fill out the form below, and our team will get back to you as soon as possible. Whether it's about our products, services, or general inquiries, we're here to assist you.
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