Self-Employed Mortgage Advice in London

Secure the right mortgage as a self-employed professional in London. Bondsmore offers expert mortgage advice tailored for freelancers, contractors, and business owners.

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How does it work?

Getting a mortgage when you’re self-employed can feel challenging, but it doesn’t have to be. At Bondsmore, we specialise in self-employed mortgage advice in London, helping freelancers, contractors, sole traders, and company directors secure the right deal for their unique financial situations.

If you run a business in Camden, freelance in Shoreditch, or work remotely from Clapham, we understand the complexity of your income streams and how lenders view them. Our experienced mortgage advisors help present your accounts in the best possible way, maximising your chances of approval and helping you secure competitive rates.

Why Choose Bondsmore for Self-Employed Mortgages?
Bondsmore works with a wide range of lenders who offer solutions specifically for self-employed applicants. We know how to prepare your documents, highlight your stable income, and find products that suit your long-term plans.

Benefits of Our Service:

  • Access to specialist lenders for self-employed applicants

  • Expert guidance on required documents (accounts, tax returns, bank statements)

  • Competitive mortgage rates tailored to your profile

  • Support from pre-approval to completion

  • Local London market knowledge for property purchases and remortgages

  • Personalised advice for contractors, limited company directors, and freelancers

With Bondsmore, self-employed Londoners can turn what feels like an uphill battle into a smooth, straightforward process.

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Financial Services

Bondsmore Financial Services Ltd is a UK-based company offering financial solutions and advisory services.

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FAQs

We’re here to help. If you can’t find your question here contact us and we’ll get back to you.
What is a buy-to-let mortgage and who needs it?

A buy-to-let mortgage is for property investors renting out homes. Brokers in London guide you through rates, deposit requirements, and lenders.

Can I get a mortgage if I’m self-employed or freelance?

Yes, mortgage brokers specialise in self-employed applications, using tax returns and financial records to assess eligibility.

How do I calculate my monthly mortgage payments?

Mortgage calculators consider loan amount, interest rate, and term. Brokers in London can provide precise calculations for your situation.

What fees should I expect when applying for a mortgage?

Common fees include arrangement fees, valuation fees, legal fees, and broker fees. Bondsmore guides London clients to minimise costs.

How can I get the lowest mortgage rate in London?

Brokers compare multiple lenders, negotiate rates, and recommend fixed or variable options to secure the most competitive deal.

Can first-time buyers access government schemes in the UK?

Yes, schemes like Help to Buy or shared ownership are available. Brokers in London can guide you on eligibility and applications.

Customer Reviews

Every review has been gathered automatically from Google and Trustpilot

Nasrul Gani
Nasrul Gani 1 year ago
★★★★★
Absolutely outstanding service from Bondsmere Financial Services and in particular, Raffaele. From start to finish, the entire process was seamless, stress-free and handled with the utmost professionalism. Raffaele is an absolute pleasure to work with. He is incredibly friendly, polite and always willing to go the extra mile. He took the time to fully understand my needs and provided clear, honest advice without any jargon. His knowledge and expertise in securing funding is second to none and he made what could have been a complicated process feel effortless. What truly sets Bondsmere Financial Services apart is their dedication to their clients. Raffaele kept me updated every step of the way, was always available to answer any questions and made sure I got the best possible outcome. His attention to detail and commitment to getting the right deal made a huge difference and I can honestly say I wouldn’t go anywhere else for financial advice. If you’re looking for a broker who genuinely cares about your best interests and delivers results, I highly recommend Bondsmere Financial Services. A five-star experience all the way! Thank you, Raffaele, for making everything so easy. I’ll definitely be using your services again in the future.
Nabeel H
Nabeel H 1 year ago
★★★★★
Super professional and efficient! Highly recommend.
ST M
ST M 1 year ago
★★★★★
Great service! - The team provided me great support in securing finance for my second car. Highly recommend using Bondsmore!
A Khan
A Khan 1 year ago
★★★★★
Was looking for funding for a commercial property and Bondsmore were very helpful and got it over the line. Will be using their services in the future for any future funding.
Simran Bains
Simran Bains 10 months ago
★★★★★
The team at Bondsmore are absolutely fabulous. They helped me navigate the mortgage process like a pro and found me the perfect rate. Super friendly, super knowledgeable - i can’t recommend them enough!
Reisa Malaj
Reisa Malaj 1 year ago
★★★★★
Working with Rafael was such a pleasure. No pressure, nothing was ever too much. I never felt pushed in any way and he was so useful going through the entire process. Firstly took so much off my hands and even handled most of the communications himself. He took the time to speak to the lenders and really got a good grasp of the situation so everything was discussed and agreed before we’d spent any money on the process. I’ve always had a few hurdles to jump whenever I’ve gone through the process but this was either a one off, or it was rafael on the other end smoothing out the wrinkled before they could stress me out and I honestly couldn’t be more grateful. I’ve been through this process a few times to say the least and I wouldn’t hesitate to recommend or use him again in the future. Huge thank you!