Development finance

Need funding for your property development? Explore flexible Development Finance solutions at Bonds More Financial Solutions. Get expert advice and secure the best rates for your next project.

£400k – £25m
loan size
Up to 90%
loan to value
50+
lenders compared

Development Finance: Fuel Your Property Projects

We offer a comprehensive range of Development Finance solutions tailored to meet the needs of both first-time and experienced developers. Whether you're undertaking a small-scale project or a large multi-unit development, our funding options are designed to align with the scale and complexity of your plans. From Senior and Stretched Senior Finance to Mezzanine Finance, we provide flexible structures that support your project from start to finish.

Key Benefits

  • Efficient Use of Your Capital Take on bigger or multiple projects by using less of your own money, helping you achieve stronger returns.
  • Access to Specialist Lenders We work with lenders who understand the unique needs of commercial developments, including projects with specific end uses like industrial units or retail spaces.
  • Tailored Funding Solutions We build finance packages around your project, ensuring the funding suits your goals and timeline.
  • Support for SME Developers Whether you're a first-time commercial developer or moving from residential to commercial projects, we can help you secure the right finance.
  • Unlock Equity for Growth Release funds tied up in existing property or land to improve cash flow, fund new developments, or reinvest in your business.

From enquiry to funds,
in three steps

  1. Check eligibility

    A short online form or a call with an adviser. No credit check at this stage.

  2. We get you approved

    We compare the market, package your case and manage the application through to approval.

  3. Funds released

    Legal work completes and the money is released, so you can acquire the asset or unlock capital.

Start with a quote

What clients say

Rated 5.0 from 10 Google reviews, collected automatically.

Read all reviews on Google
  • ★★★★★
    “Bondsman Financial services and especially Raffaele Graci gave me and my company exception service. It is a pleasure doing business with them”
    Bright Ideas · Google
  • ★★★★★
    “Raff and the team are amazing at what they do. Happy to answer any questions that you have and are quick to respond.”
    Lorraine Kokas · Google
  • ★★★★★
    “Exceptional service provided 👍”
    Eren Guner · Google

Development finance: your questions

If you can’t find your question here, contact us and an adviser will get back to you.

Contact us
What types of projects can be funded?

Typical use cases include: Ground-up new builds / Property conversions (e.g., commercial to residential) / Heavy and light refurbishments / Multi-unit developments / Mixed-use schemes / Site acquisitions with or without planning

What is Gross Development Value (GDV)

GDV refers to the total market value of the project upon completion. Lenders use GDV to assess risk and determine how much they are willing to lend.

Are funds released in stages?

Yes. Most development finance is drawn down in stages (also called tranches) as the project progresses. Each stage is usually verified by a quantity surveyor or monitoring surveyor.

What is an exit strategy, and why is it important?

An exit strategy is how the loan will be repaid, typically by selling the completed units or refinancing onto a long-term mortgage. A clear, achievable exit is vital for lender approval.

Can I get development finance without planning permission?

Yes, but only with specific products known as site acquisition finance or bridging-to-development, which may carry higher risk premiums. Most lenders prefer full planning to be in place.

What’s the difference between senior, mezzanine, and stretch senior finance?

Senior debt: Main loan, typically up to 65–70% of GDV / Mezzanine finance: Sits behind senior debt to boost total funding, but at a higher interest rate / Stretch senior: Combines both, offering up to 85% total project costs in a single facility

Have a deal in mind?

Send us the details and an adviser will come back to you with options.